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December 02, 2008
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Total Loss
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Nonrenewal
The termination of an insurance policy at its normal expiration date.

Premium
The money paid for an insurance policy based upon the coverage provided.

Broker
A person who for payment of a fee procures insurance on your behalf.

Exclusion
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.

Liability Insurance
Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property.

Negligence
The absence of ordinary care.


Contact our Idaho Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Child Safety Seats Should Not Be Placed In The Front Seat Of Vehicles With Passenger-Side Air Bags
The impact of a deploying air bag striking a rear-facing child safety seat could result in injury to the child. NHTSA also recommends that children 12 and younger sit in the rear seat away from the force of a deploying air bag.

 


  Newsroom  
 


Iteris Reports a 65 Percent Reduction in Accidents
Maverick USA, based in Little Rock, Ark., began upgrading the safety of its national fleet of 1,000 trucks with initial deployments of the Iteris L...
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In Colorado, Police Release Results Of Fatal Accident Investigation
Traffic accident investigators at the Boulder Police Department have concluded their investigation into the fatal accident that killed 16-year-old ...
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Have You Had An Accident?
At the very least, accidents are traumatic. So much is happening and there is so much you need to do. The Department of Motor Vehicles (DMV) hopes ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Collision

Definition:
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.

Misdemeanor

Definition:
Criminal offenses less than felonies; generally those punishable by fine or imprisonment of less than 90 days in a local facility. A gross misdemeanor is a criminal offense for which an adult could be sent to jail for up to one year, pay a fine up to $5,000 or both.

Medical Payments Coverage

Definition:
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Idaho Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Idaho Car Accident Lawyers as soon as possible:

  • Blackfoot
  • Boise
  • Burley
  • Caldwell
  • Coeur D Alene
  • Eagle
  • Hayden
  • Idaho Falls
  • Jerome
  • Lewiston
  • Meridian
  • Moscow
  • Mountain Home
  • Nampa
  • Pocatello
  • Post Falls
  • Rexburg
  • Sandpoint
  • Twin Falls
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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